How to stop FloatMe auto-debits

Want FloatMe (Floats) to stop pulling money from your bank? Here's how to revoke your ACH authorization for FloatMe in plain steps: tell FloatMe in writing, tell your bank, and keep proof.

Steps to revoke FloatMe's ACH authorization

Make your letter. Use the Dear Autopay letter tool to fill in a FloatMe revocation letter and a bank letter in about 2 minutes.
Send it to FloatMe. Email the letter to support@floatme.com from the email on your FloatMe account. Their channel: Email support@floatme.com. Membership must be cancelled separately (Settings > Membership > Cancel).
Tell your bank. Send the bank letter, or call your bank and ask it to stop payment and block future debits from FloatMe. Banks must honor a stop payment made at least 3 business days before a scheduled debit.
Keep proof. Save a copy or screenshot of what you sent and the date.
Watch your statement. Check your account after the next scheduled debit date. If a debit posts after you revoked, contact your bank promptly.

⏰ FloatMe notice period: At least 3 business days before the scheduled debit, by email to support@floatme.com. Your bank: at least 3 business days before the debit. Debits already scheduled or processing may still go through.

In FloatMe's own words

"Floats are nonrecourse, meaning we warrant that we have no legal or contractual claim against you based on a failure to repay a Float."

FloatMe terms, Section 10.5 · Read the live terms · Checked 2026-10-13. Terms change, so always check the live page.

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FAQ

Can I stop FloatMe from auto-debiting my bank account?

You can tell FloatMe in writing that you revoke your authorization for automatic debits, and tell your bank to stop payment. Federal rules generally let you revoke authorization for automatic debits from your account. This isn't legal advice.

How much notice does FloatMe need?

At least 3 business days before the scheduled debit, by email to support@floatme.com. Debits already scheduled or processing may still go through.

What happens after I revoke FloatMe's authorization?

Services may be suspended or terminated; no more Floats.

Does FloatMe say I have to repay?

FloatMe's terms say: "Floats are nonrecourse, meaning we warrant that we have no legal or contractual claim against you based on a failure to repay a Float." (Section 10.5). Terms can change, so read the live terms.

Is this legal advice?

No. These are self-help fill-in letters. No one reviews your letters, and the only thing they do is ask to stop the auto-debits.

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Self-help fill-in letters, not legal advice, and not debt relief or credit repair. The only thing these letters do is ask to stop the auto-debits. Results aren't guaranteed.