How to stop MoneyLion auto-debits

Want MoneyLion (Instacash) to stop pulling money from your bank? Here's how to revoke your ACH authorization for MoneyLion in plain steps: tell MoneyLion in writing, tell your bank, and keep proof.

Steps to revoke MoneyLion's ACH authorization

Make your letter. Use the Dear Autopay letter tool to fill in a MoneyLion revocation letter and a bank letter in about 2 minutes.
Send it to MoneyLion. Email the letter to customercare@moneylion.com (MoneyLion's general support address) from the email on your MoneyLion account. Their channel: Email customercare@moneylion.com (MoneyLion's general support address) and use in-app repayment settings. MoneyLion asks for about 3 business days' notice. Also use in-app chat, then send the bank letter.
Tell your bank. Send the bank letter, or call your bank and ask it to stop payment and block future debits from MoneyLion. Banks must honor a stop payment made at least 3 business days before a scheduled debit.
Keep proof. Save a copy or screenshot of what you sent and the date.
Watch your statement. Check your account after the next scheduled debit date. If a debit posts after you revoked, contact your bank promptly.

⏰ MoneyLion notice period: Before the scheduled repayment date, following the instructions in your signed payment authorization, typically 3 business days. Your bank: at least 3 business days before the debit. Debits already scheduled or processing may still go through.

In MoneyLion's own words

"THERE IS NO OBLIGATION TO REPAY AN INSTACASH ADVANCE"

MoneyLion terms, Section 8 · Read the live terms · Checked 2026-10-13. Terms change, so always check the live page.

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FAQ

Can I stop MoneyLion from auto-debiting my bank account?

You can tell MoneyLion in writing that you revoke your authorization for automatic debits, and tell your bank to stop payment. Federal rules generally let you revoke authorization for automatic debits from your account. This isn't legal advice.

How much notice does MoneyLion need?

Before the scheduled repayment date, following the instructions in your signed payment authorization, typically 3 business days. Debits already scheduled or processing may still go through.

What happens after I revoke MoneyLion's authorization?

No new advances until repaid.

Does MoneyLion say I have to repay?

MoneyLion's terms say: "THERE IS NO OBLIGATION TO REPAY AN INSTACASH ADVANCE" (Section 8). Terms can change, so read the live terms.

Is this legal advice?

No. These are self-help fill-in letters. No one reviews your letters, and the only thing they do is ask to stop the auto-debits.

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Self-help fill-in letters, not legal advice, and not debt relief or credit repair. The only thing these letters do is ask to stop the auto-debits. Results aren't guaranteed.