How to stop EarnIn auto-debits

Want EarnIn (Cash Out) to stop pulling money from your bank? Here's how to revoke your ACH authorization for EarnIn in plain steps: tell EarnIn in writing, tell your bank, and keep proof.

Steps to revoke EarnIn's ACH authorization

Make your letter. Use the Dear Autopay letter tool to fill in a EarnIn revocation letter and a bank letter in about 2 minutes.
Send it to EarnIn. Email the letter to care@earnin.com (EarnIn's general support address) from the email on your EarnIn account. Their channel: Email care@earnin.com (EarnIn's general support address) and use in-app support/live chat + bank. Closing your profile does NOT revoke pending debits.
Tell your bank. Send the bank letter, or call your bank and ask it to stop payment and block future debits from EarnIn. Banks must honor a stop payment made at least 3 business days before a scheduled debit.
Keep proof. Save a copy or screenshot of what you sent and the date.
Watch your statement. Check your account after the next scheduled debit date. If a debit posts after you revoked, contact your bank promptly.

⏰ EarnIn notice period: No notice period stated. Use live chat in the app, and also tell your bank. Your bank: at least 3 business days before the debit. Debits already scheduled or processing may still go through.

In EarnIn's own words

"You do not have an obligation to repay any of the Cash Out Services, and EarnIn will have no legal or contractual claim or remedy against you based on your failure to repay any of the Cash Out Services."

EarnIn terms, Section 7 · Read the live terms · Checked 2026-10-13. Terms change, so always check the live page.

Get your EarnIn stop letter

Fill-in letters for EarnIn and your bank, ready in about 2 minutes.

$5One app + bank letter$12All apps + bank letter

Make my EarnIn stop letter

FAQ

Can I stop EarnIn from auto-debiting my bank account?

You can tell EarnIn in writing that you revoke your authorization for automatic debits, and tell your bank to stop payment. Federal rules generally let you revoke authorization for automatic debits from your account. This isn't legal advice.

How much notice does EarnIn need?

No notice period stated. Use live chat in the app, and also tell your bank. Debits already scheduled or processing may still go through.

What happens after I revoke EarnIn's authorization?

No new Cash Outs until repaid.

Does EarnIn say I have to repay?

EarnIn's terms say: "You do not have an obligation to repay any of the Cash Out Services, and EarnIn will have no legal or contractual claim or remedy against you based on your failure to repay any of the Cash Out Services." (Section 7). Terms can change, so read the live terms.

Is this legal advice?

No. These are self-help fill-in letters. No one reviews your letters, and the only thing they do is ask to stop the auto-debits.

Other apps

MoneyLion · Klover · Brigit · Cleo · Albert · Tilt · FloatMe · B9 · Grid · Vola · Gerald

Self-help fill-in letters, not legal advice, and not debt relief or credit repair. The only thing these letters do is ask to stop the auto-debits. Results aren't guaranteed.